Malaa Financial Technologies

Malā'a Financial Technology Company in Securities Business "Malā'a" is a closed joint-stock company registered in the Kingdom of Saudi Arabia, subject to the supervision of the Capital Market Authority ("CMA"), and aims to provide financial services in wealth management and asset management as a robo-advisor under the umbrella of the Fintech Lab. "Malā'a" does not provide any business or investment advice outside the scope of its recommendations within the application, and therefore is not responsible for any loss resulting from any investment relying on any public information, whether provided or available, on its website and other web-based services (collectively referred to as "Website Services"). "Malā'a" does not claim that its information is accurate, reliable, complete, or that its provision will be uninterrupted. Any third-party information provided through "Malā'a" does not reflect the company's opinions.

The content of the Website Services provided by "Malā'a" aims to provide you with general information only; it is not an offer to sell or a solicitation of an offer to buy any security, and thus should not be relied upon for investment purposes. Similarly, no comments, articles, daily news, public and/or private chat posts, stock analysis, and/or any other information contained in the website services should be considered as investment advice.

"Malā'a" will not be responsible for any delay, inaccuracy, error, or omission in any type of information it provides, and/or provided by a third-party information provider. The company will also not bear responsibility for any loss or damage you may incur as a result of relying on the information provided by the company, and/or any third-party information provider. Additionally, the company assumes no responsibility for any losses arising from unauthorized access to information or any other misuse thereof.

Similarly, any opinions, news, research, analyses, prices, or other information contained in our Website Services, or sent to you via email, are general market commentary and are not considered investment advice. Accordingly, the company will not be liable for any loss or damage, including, without limitation, any loss of profit that may arise directly or indirectly from the use of or reliance on this information. Every decision you make regarding whether an investment is suitable or sound is an independent decision made by you. You agree that "Malā'a" has no fiduciary duty towards you and is not responsible for any obligations, claims, damages, costs, and expenses, including attorney fees resulting from your reliance on the general investment information provided by the company. "Malā'a" does not make any representations as to whether a specific investment is suitable or sound for you outside the scope of its recommendations within the application and during service registration.